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Last updated: June 26, 2024
Privacy Policy
1. Introduction
1.1. FinLego, is committed to protecting your privacy. This document outlines the methods and purposes for collecting, using, and safeguarding your personal data when you utilize the services provided through our website https://finlego.com/ ("Website").
2. Acceptance of this Privacy Policy
2.1. By using the services offered by Advance, you affirm and agree that:
2.1.1. You have the necessary rights and authority to register for and use the services;
2.1.2. The information you provide is accurate and essential for the usage of services;
2.1.3. You have read, understood, and accepted this Privacy Policy.
2.2. We reserve the right to verify the information provided by you as necessary to comply with applicable laws and our contractual obligations.
3. Data Collection and Use
3.1. To fulfill our contractual obligations and enhance our services, we collect and process your data in compliance with applicable laws.
3.2. The types of data we collect and the purposes and legal bases for processing such data include:
3.2.1. Personal Identifiers: Information such as your business name, address, phone number, email, IP address, device details, and data collected through cookies or other tracking technologies.
3.2.2. Financial Records: Details such as bank account numbers, credit and debit card information, and transaction amounts.
3.2.3. Communications: Records of your responses to surveys, recorded conversations, chat logs, email exchanges, account status, repayment history, and voice identification.
3.2.4. Device and Internet Usage Data: Information such as language settings, browser ID, cookie preferences, time zone, operating system, platform, screen resolution, and data regarding your interactions with our services, including location data and browsing history.
3.3. We collect data for the following purposes:
3.3.1. To provide, manage, and improve our services;
3.3.2. To develop new features and functionalities;
3.3.3. To manage risk, prevent fraud, and ensure the security of our services;
3.3.4. To communicate with you regarding your use of our services.
3.4. We use cookies and similar technologies for enhancing service functionality, analytics, and security. Disabling cookies may affect service functionality.
3.5. Your data may be processed as required by law or for the defense of legal claims.
3.6. Withdrawal of consent for data processing may limit your access to our services.
3.7. Any additional processing of your data for purposes not specified will be communicated to you prior to such processing.
4. Disclosure of Data
4.1. We do not sell your data or share it for behavioral advertising purposes.
4.2. Your data may be shared with third parties for service provision, fraud prevention, and compliance with legal requirements.
4.3. Third-party recipients of your data are bound by confidentiality agreements.
4.4. In the event of a business sale or merger, your data may be transferred.
4.5. We may disclose your data to tax authorities or as required by law.
5. International Data Transfers
Your data may be transferred outside the European Economic Area under adequate protection measures in compliance with applicable data protection laws.
6. Data retention
6.1. Your data will be retained for as long as necessary to fulfill the purposes for which it was collected and to comply with legal obligations.
6.2. You have the right to request the deletion of your data or account.
7. Your Rights
7.1. You have the following rights regarding your data:
7.1.1. The right to access, rectify, restrict, erase, object to processing, and port your data;
7.1.2. The right not to be subject to an automated decision;
7.1.3. The right to lodge a complaint with a supervisory authority;
7.1.4. The right to withdraw consent at any time (for processing based on your consent);
7.1.5. Other rights as provided under the laws of your country of residence, including the right to define instructions for the handling of your personal data after your death.
7.2. Changes to your data can be made directly in your account or by contacting us.
8. Security Measures
8.1. We implement various measures to protect your data, including encryption where appropriate.
9. Policy Updates
We may update this Privacy Policy periodically. The latest version will always be available on our Website.
10. Contact Us
10.1. For any questions or concerns regarding this policy, please contact us at info@finlego.com or through the provided postal address.
10.2. All communications are treated confidentially and will be addressed within 30 days of receipt. All correspondence received from you (written or electronic inquiries) is classified as restricted-access information and may not be disclosed without your written consent. Personal data and other information about you may not be used without your consent for any purpose other than for responding to the inquiry, except as expressly provided by law.