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Accept Payments Anywhere - Fast, Secure, and Fully Branded
Process card, bank transfer, and mobile wallet payments globally with FinLego’s embeddable payment gateway.
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What Is FinLego
Payment Gateway?
Our payment gateway is a fully modular, API-first platform that connects you to multiple payment methods and banks - without you needing to build integrations, compliance logic, or routing systems. We give you full control over merchant onboarding, transaction flows, routing, analytics, and payouts - all under your brand.
Powerful Gateway Capabilities for Modern FinTechs
Payment Methods & Acquirers
  • Accept cards, bank transfers, mobile wallets, crypto, and local payment options globally.
  • Route payments through multiple acquirers using smart logic to boost approval rates and reduce cost.
Hosted & Direct Integration
  • Choose between secure hosted payment pages or full server-to-server API integration.
  • Reduce PCI DSS exposure while keeping control over the checkout experience.
Fraud Protection & Tokenization
  • Use AI-driven risk scoring, geolocation, and velocity checks to block suspicious activity.
  • Tokenize sensitive payment data to meet compliance and security standards.
Merchant Onboarding & Billing
  • Automate merchant onboarding with integrated KYC/KYB flows and approval workflows.
  • Create flexible billing rules for fees, commissions, and invoicing per merchant or segment.
Global Settlement & Payouts
  • Settle payments in any currencies to bank accounts, wallets, or cards across regions.
  • Optimize payout routing to minimize delays and FX fees.
Real-Time Dashboard & Analytics
  • Give your merchants access to real-time insights on payments, refunds, and settlements.
  • Export customizable reports for reconciliation, audits, and performance tracking.
Who Can Benefit from FinLego Payment Gateway
Crypto Exchanges & Wallets
Enable seamless on/off-ramp experiences, support card and local payments, and manage global settlements - all with built-in fraud tools.
Neobanks & Digital Lenders
Process user deposits, disburse loans, and collect repayments across multiple rails - cards, bank transfers, and alternative methods.
PSPs & Merchant Acquirers
Launch your own white-label payment gateway with smart routing, merchant onboarding, and payout infrastructure from day one.
Wallet Apps & Super Apps
Offer unified payments across fiat and crypto, connect to multiple providers, and monitor everything via a single dashboard.
Flexible, Scalable, and Merchant-Ready
  • Launch Faster
    Connect to our gateway and onboard merchants in weeks - not months. Our pre-built routes, fraud tools, and billing systems eliminate lengthy build cycles.
  • Save On Infrastructure & Compliance
    With modular pricing and built-in PCI DSS infrastructure, avoid engineering overhead and compliance burdens.
  • Global Coverage, Local Pricing
    Route across multiple acquirers based on geography, currency, cost, or approval performance - maximizing conversions globally.
  • Fraud & Risk Managed
    AI-powered tools and payment orchestration logic ensure secure, high-converting transactions with minimal risk.
  • Fully Branded Interface
    Own your checkout, merchant portal, dashboards - and scale your brand across the payment journey.
  • Single API, End-to-End Control
    From payment acceptance to settlement, billing, and dispute management, manage flows via one robust API infrastructure.
Live Feedback from Real-World Users
Amira
CTO
We switched to FinLego’s gateway and saw approval rates go up 12% overnight. Routing logic and retries made all the difference.
Victor
Product Manager
Merchant onboarding, billing, and payouts, all handled through their dashboard saved us three weeks of dev work.
Tara
Founder
We launched our own brand as a PSP within two months, all infrastructure handled by FinLego behind the scenes.
Built to Handle Sensitive Payment Flows
  • Tokenization
    & Secure Data Handling
    • Card details tokenized before storage
    • S2S and HTTPS encryption prevent exposure
    1
  • Robust Fraud Controls
    • Real-time AI scoring and strategic rule thresholds
    • Cascading across providers for risk mitigation
    2
  • Compliance Infrastructure
    • KYC/KYB integration for merchant onboarding
    • Audit logs for every transaction and decision
    3
5 Steps to Merchant-Ready Payments
Configure Integrations
Select which payment methods and acquirers you want to enable.
Brand Checkout & Portal
Customize checkout UI, hosted page or API look, and merchant dashboard branding.
Set Risk & Rules
Configure fraud rules, routing logic, billing thresholds, and KYC flow order.
Test End‑to‑End
Simulate merchant onboarding, payments, payouts, declines, and exception flows.
Go Live
Begin accepting and settling global payments under your brand with full control.